Key Government Scheme & Policy Highlights

1. LPG Subsidy Boost for Vulnerable HouseholdsThe Indian government has approved a ₹420.6 billion (approx. $4.8 billion) subsidy package to make cooking gas more accessible to low-income families. ₹300 billion is aimed at reducing LPG costs for households, and ₹120.6 billion specifically supports subsidized connections for women in around 100 million impoverished households.2. Employment-Linked Incentive Scheme (ELI)Effective from August 1, 2025, the new ELI scheme has a budget of ₹99,446 crore to encourage job creation. Employees earning up to ₹1 lakh/month can receive incentives up to ₹15,000/month, while employers can get ₹3,000/month for two years per new hire.3. Credit Guarantees for Exporters & SMEsA scheme is being prepared to offer 10–15% credit guarantees to banks for small businesses and exporters facing stress due to US tariff increases. The proposal includes ₹40 billion in allocations, along with enhanced term loans backed by 70–75% guarantees for exporters.4. Support for Civil Services Aspirants in TelanganaThe Telangana government announced ₹1 lakh financial aid per candidate for 178 CSE Mains qualifiers under the Rajiv Gandhi Civils Abhaya Hastham scheme. Those advancing to interviews receive an additional ₹1 lakh plus accommodation aid in Delhi.5. NPS Vatsalya Scheme Gathers MomentumAs of August 3, around 1.30 lakh minors have registered under the NPS Vatsalya scheme, aimed at bolstering retirement planning for children through the National Pension System.—Budget 2025 – Highlighted Scheme InitiativesThese significant schemes were introduced in the Union Budget 2025 (presented February 1, 2025):Prime Minister Dhan-Dhaanya Krishi YojanaBoosting productivity across 100 low-performing districts, aimed at benefiting ~1.7 crore farmers.Rural Prosperity & Resilience ProgrammeA multi-sector initiative targeting farmers, rural youth, women, and landless families.Mission for Aatmanirbharta in PulsesA 6-year mission for Urad, Tur, and Masoor to enhance production, with assured procurement.Scheme for First-Time Women, SC & ST EntrepreneursLoans up to ₹2 crore for five lakh first-time entrepreneurs, complemented by capacity-building.Saksham Anganwadi & Poshan 2.0Nutritional support for ~8 crore children, 1 crore mothers, and 20 lakh adolescent girls.Bharatiya Bhasha Pustak SchemeDigital educational books in Indian languages for schools and higher education.Social Security for Gig WorkersGig workers registered on e-Shram portal (~1 crore) now receive PM Jan Arogya health coverage.SWAMIH Fund 2A ₹15,000 crore fund aimed at completing 1 lakh stressed affordable housing units.Extension & Expansion Schemes including Jal Jeevan Mission till 2028, Kisan Credit Card limit increases, MSME boost, startups Fund of Funds, Atal Tinkering Labs, UDAN connectivity expansion, and more.1. LPG Subsidy Boost for Vulnerable HouseholdsThe Indian government has approved a ₹420.6 billion (approx. $4.8 billion) subsidy package to make cooking gas more accessible to low-income families. ₹300 billion is aimed at reducing LPG costs for households, and ₹120.6 billion specifically supports subsidized connections for women in around 100 million impoverished households.2. Employment-Linked Incentive Scheme (ELI)Effective from August 1, 2025, the new ELI scheme has a budget of ₹99,446 crore to encourage job creation. Employees earning up to ₹1 lakh/month can receive incentives up to ₹15,000/month, while employers can get ₹3,000/month for two years per new hire.3. Credit Guarantees for Exporters & SMEsA scheme is being prepared to offer 10–15% credit guarantees to banks for small businesses and exporters facing stress due to US tariff increases. The proposal includes ₹40 billion in allocations, along with enhanced term loans backed by 70–75% guarantees for exporters.4. Support for Civil Services Aspirants in TelanganaThe Telangana government announced ₹1 lakh financial aid per candidate for 178 CSE Mains qualifiers under the Rajiv Gandhi Civils Abhaya Hastham scheme. Those advancing to interviews receive an additional ₹1 lakh plus accommodation aid in Delhi.5. NPS Vatsalya Scheme Gathers MomentumAs of August 3, around 1.30 lakh minors have registered under the NPS Vatsalya scheme, aimed at bolstering retirement planning for children through the National Pension System.—Budget 2025 – Highlighted Scheme InitiativesThese significant schemes were introduced in the Union Budget 2025 (presented February 1, 2025):Prime Minister Dhan-Dhaanya Krishi YojanaBoosting productivity across 100 low-performing districts, aimed at benefiting ~1.7 crore farmers.Rural Prosperity & Resilience ProgrammeA multi-sector initiative targeting farmers, rural youth, women, and landless families.Mission for Aatmanirbharta in PulsesA 6-year mission for Urad, Tur, and Masoor to enhance production, with assured procurement.Scheme for First-Time Women, SC & ST EntrepreneursLoans up to ₹2 crore for five lakh first-time entrepreneurs, complemented by capacity-building.Saksham Anganwadi & Poshan 2.0Nutritional support for ~8 crore children, 1 crore mothers, and 20 lakh adolescent girls.Bharatiya Bhasha Pustak SchemeDigital educational books in Indian languages for schools and higher education.Social Security for Gig WorkersGig workers registered on e-Shram portal (~1 crore) now receive PM Jan Arogya health coverage.SWAMIH Fund 2A ₹15,000 crore fund aimed at completing 1 lakh stressed affordable housing units.Extension & Expansion Schemes including Jal Jeevan Mission till 2028, Kisan Credit Card limit increases, MSME boost, startups Fund of Funds, Atal Tinkering Labs, UDAN connectivity expansion, and more.

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